Shaping inclusive economic growth in 2026

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The digital transformation of European micro-businesses

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Scaling impact together

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Building trust in the age of artificial intelligence

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The paper explores the growing cybersecurity challenges facing Europe's MSEs, which play a vital role in economic growth but are increasingly vulnerable due to rapid digitalization and limited resources. The paper underscores the urgent need for comprehensive policy measures and targeted support from EU authorities and National Coordination Centers. It recommends expanding access to practical training, increasing funding, and developing user-friendly cybersecurity tools to foster a strong cybersecurity culture and safeguard both individual businesses and the broader digital ecosystem.

Mastercard Strive 

With philanthropic support from the Mastercard Impact Fund, we work with partners to meet small businesses where they are and support them with innovative digital and data-first solutions to unleash their full potential to catalyze inclusive growth.

(partner) Mastercard Strive 

Europe

Digital transformation

Economic development

Cybersecurity in Europe: Challenges and solutions for small businesses

Small business

North America

Asia Pacific

Middle East & Africa

Latin American & Caribbean

Global

AI for social impact

Climate change

Data for good

Financial health

Financial inclusion

Global development

Public-private partnerships