Shaping inclusive economic growth in 2026

About the Center

(Header) About the Center

The digital transformation of European micro-businesses

Focus Areas

(Header) Focus Areas

Driving impact through bold leadership

Events

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Cyber resilience for financial inclusion

Insights

(Header) Insights

(Footer) About the Center

(Footer) Focus Areas

(Footer) Events

(Footer) Insights

The team at Common Cents Lab (CCL) has been using behavioral science to understand the financial resilience challenges that gig workers and entrepreneurs face. Behaviorally informed interventions, that seek to impact behaviors and improve financial resilience directly, are desperately and urgently needed to transition workers from coping to thriving. In this most recent report, CCL outlines the most pressing challenges gig workers face and recommendations for digital platforms to continue to support these workers.

Partners of the Common Cents Lab are tech companies, banks, credit unions, non-profits, and government organizations with the common goal of using behavioral science to improve the financial well-being of low-to moderate-income people in the United States.Startups that participate in our Startup Lab academic incubator program are exposed to behavioral economics, supported in the integration of insights from social science, and are actively involved in collaborative projects with Center For Advanced Hindsight members in order to answer startup-specific research questions.CCL is committed to sharing our knowledge about human thought, behavior, and decision-making with the world at large. Between our course material on Coursera, Udemy, and Daily Bits: we have a course for you, whether you are a hardcore behavioral science fan or are just looking to learn something new about the world around you.The Common Cents Lab is working with the Mastercard Center for Inclusive Growth to improve the financial resilience of digital platform workers and entrepreneurs in Latin America.

Common Cents Lab

Solutions that aim to increase the financial well-being for low- to moderate-income people living in the United States and abroad.

(partner) Common Cents Lab

Latin American & Caribbean

Financial health

Small business

Creating financial resiliency in Latin America: Behavioral challenges and opportunities facing digital work platforms